A Division of American Pacific Mortgage, 1850
TILA spelled T-I-L-A stands for the Truth in Lending Act, and
emphasizes our commitment to honest and ethical lending


USDA Loan with Bellevue Mortgage Rates


  • Available on Qualified Homes
  • No Down Payment Required
  • Low Monthly Mortgage Insurance
  • Rates Near All Time Low!

Does your Bellevue, Bothell or Seattle home purchase or refinance qualify for a USDA loan? Our experts will help you check eligibility and get you a low interest rate loan. These loans are backed by the U.S. Department of Agriculture and have reduced insurance premiums and lower-than-market rates for people who usually don’t believe they could buy a home. All thanks to the USDA Rural Development Guaranteed Housing Loan program.

Call (425) 533-9400 now  for a free consultation or get a free rate quote by email. From Seattle to Tacoma, from Bellevue to Spokane, we serve all of Washington state.

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Our Loan Process

USDA loans are for people who are buying outside major metropolitan areas like Snohomish, and Carnation and meet certain criteria. The standards are typically determined by county, zip code, family income, the number of dependents and credit history.

Loan companies and the loan officers who close this type of loan need to have special training and education; TILA Mortgage is one of those companies. Make sure you choose a professional company who is experienced in this type of transaction.

Why would you use a USDA loan?

  • 100% financing (zero down payment)
  • Low monthly mortgage insurance
  • Closing costs can be covered by home seller or with gifts

Call TILA Mortgage to to assist you with any questions you have about USDA loans. Get a fast quote on our low rates and fees at 206.766.8888

Learn more about USDA loans in the state of Washington at the govennment web site.

TILA Mortgage, Real Estate Loans, Bothell, WA