A Division of American Pacific Mortgage, 1850
TILA spelled T-I-L-A stands for the Truth in Lending Act, and
emphasizes our commitment to honest and ethical lending



Quick  ·  No Obligation  ·  Expert Advice


Home Purchase

Get pre-qualified for a Bothell, Seattle, or Bellevue Jumbo Loan, FHA Loan, VA Loan or other home loan from TILA Mortgage. Whether it's your first home purchase or you're an experienced buyer, TILA has the loan program to help finance your home. Learn More


TILA Mortgage offers leading refinance products. You may lower your rate, monthly payments, improve your loan terms and create more cash flow. Call today to find out more. Learn More


Family loans-Fixed Rate Mortgage
-Conventional or Jumbo 30 Year Fixed
-Conventional or Jumbo 5/1 ARM or 7/1 ARM
- FHA/ VA Fixed Rates
Learn More

Have low interest rates sailed?

Ship Set SailThe Fed's economic stimulus effort known as "QE3"* is pulling into port for good this month. In other words, the economy has stabilized to the point where the Fed believes our "free market" should once again reign. As the stimulus stops, the question becomes—what will happen to rates? The general expectation is that rates will rise, but change will also depend on the economy, world events, and many factors yet to be seen. Tomorrow may be uncertain, but today is not. Rates are still low. For you, that could mean the possibility of: Locking in a low payment to purchase or refinance.Getting rid of mortgage insurance. Cutting years off your loan without a higher payment. Accessing cash for improvements, college or a wedding. Consolidating debts with just one payment.  *QE3 refers to the Federal Reserve's third round of Quantitative Easing, an economic stimulus effort.

Taking care of your home mortgage needs

Buying a home is a worthwhile investment for your future. At TILA Mortgage, we make that possible. With experience that spans over 15 years, we have been helping clients gain access to easy mortgage loan financing in Settle, Tacoma, Bellevue and Washington.

Our goal is to provide clients with comprehensive, effective and reliable solutions. We simplify the complex process of attaining mortgage loans. From interest rate quote to mortgage refinance, we ensure a worthwhile experience. As a part of a large mortgage banker, we have the resources needed to help clients get a suitable home. Our licensed, trained and experienced loan officers design customized solutions, which suit the unique needs and preferences of every client.

Choose us to get competitive rates, quick loan processing and trustworthy advice.
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TILA Testimonials

...Thanks to his advice on market timing, and his help in negotiating, we got our favorite house at the best time.

David R, Redmond, WA, FHA Purchase Loan

...more interested in getting people in the correct loan than selling a particular product.

Mark M, Woodinville, WA, New Home Purchase

Bill was responsive and communicative throughout our transaction.

Will & Whitney C, Seattle, WA, Home Purchase

4122 Factoria Blvd.
Suite 405
Bellevue, Wa 98006

(206) 766-8888
TILA Mortgage, Real Estate Loans, Bothell, WA